Warm Christmas greetings to you and your loved ones from the whole Investment Navigator team! We are sharing our favourite memories of 2019 in a special Christmas episode of Ask a Navigator. Thank you very much for your trust and partnership throughout the past year. We are looking forward to creating many new memories in 2020 together with you. While it’s the time of joy, we don’t forget that many people close and far are in less fortunate situations. We will continue our Christmas tradition and forgo sending gifts to our clients in favour of a donation to charities which makes wishes of children with severe medical conditions or disabilities come true to create memories for a lifetime.